Vermont Mini-COBRA: Continuation of Health Insurance Coverage

  1. Knowledge Base
  2. USA State COBRA Rules
  3. Vermont
Vermont state flag

COBRA Costs an Average of $1,224 per Month in Vermont

In Vermont, if you choose to continue your work health insurance you will be responsible for the full premium, including the portion previously paid by your employer.

Applying for Mini-COBRA in Vermont

The Vermont Continuation Law may allow you to keep your employer-sponsored health insurance if your employer has 20 or more fewer full-time workers participating in the company health plan.

To continue your work health plan, you will need to apply through your employer or a third-party administrator responsible for managing COBRA benefits.

Helpful Resources in Vermont

Alternative Low Cost Medical Plans in Vermont

Continuing an employer plan in Vermont with Mini-COBRA is around $1,224/mo, per individual. If COBRA is unavailable or is outside of your budget, you do have affordable other options for health coverage. See below.

The cost of health insurance is determined by your age and state of residency.

Basic Health Solution
Virtual Doctor Visits, Prescription Savings
Access Teladoc telehealth, prescription savings, and identity theft protection.
Accident-Only Insurance
Up to $1 Million Coverage
Covers accidental injuries and includes Teladoc. Starting at $40/mo.
Limited Indemnity
Fixed-Benefit Plan
Pays fixed benefits for covered medical events. Includes Teladoc.
Telehealth Only
$19.95 per month
Physicians available for common issues and prescription refills.
Vision Insurance
Nationwide Network
Annual exams, frame or contact allowances, nationwide provider network.
Dental Insurance
PPO Access
Access 471,000 PPO points. Covers 300-plus dental procedures nationwide.

Pre-Existing Conditions Coverage in Vermont

Residents of Vermont must apply for ACA health coverage through the state exchange.

All plans available through the exchange meet federal ACA standards. They include coverage for pre-existing conditions and essential health benefits such as doctor visits, hospital care, emergency services, surgery, maternity care, mental health treatment and prescription drugs. Visit: info.healthconnect.vermont.gov

Budget-Friendly Health Coverage Solutions to Vermont Mini-COBRA

In Vermont you can bridge a gap using one of the following plans:

Health Continuation Laws by State