Wyoming Mini-COBRA: Health Insurance Continuation Law

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  2. USA State COBRA Rules
  3. Wyoming
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Compared to the federal COBRA law, which applies to employers with 20 or more employees and offers continuation coverage for up to 18 or 36 months, Wyoming’s Mini-COBRA law provides a more limited option. It applies to employers with between 2 and 19 employees and allows eligible individuals to remain on their employer-sponsored group health plan for up to 12 months following a qualifying event.

Mini-COBRA coverage helps ensure that individuals and their dependents can maintain health insurance during periods of transition, such as job loss or a reduction in work hours. However, individuals must pay the full cost of coverage, which may include a small administrative fee.

COBRA Costs an Average of $1,119 per Month in Wyoming

In Wyoming, if you choose to continue your work health insurance you will be responsible for the full premium, including the portion previously paid by your employer.

Applying for Mini-COBRA in Wyoming

The Wyoming Continuation Law may allow you to keep your employer-sponsored health insurance if your employer has 20 or more fewer full-time workers participating in the company health plan.

To continue your work health plan, you will need to apply through your employer or a third-party administrator responsible for managing COBRA benefits.

Helpful Resources in Wyoming

Alternative Low Cost Medical Plans in Wyoming

Continuing an employer plan in Wyoming with Mini-COBRA is around $1,119/mo, per individual. If COBRA is unavailable or is outside of your budget, you do have affordable other options for health coverage. See below.

The cost of health insurance is determined by your age and state of residency.

Basic Health Solution
Virtual Doctor Visits, Prescription Savings
Access Teladoc telehealth, prescription savings, and identity theft protection.
Great for Pre-Existing Conditions
Affordable Care Act
Similar to work health insurance. Marketplace plans may include subsidies to significantly reduce your cost.
New Illness or Injury Coverage
Short-Term Medical
Covers unexpected illnesses or injuries.
Compare plans starting at $80/mo
Accident-Only Insurance
Up to $1 Million Coverage
Covers accidental injuries and includes Teladoc. Starting at $40/mo.
Limited Indemnity
Fixed-Benefit Plan
Pays fixed benefits for covered medical events. Includes Teladoc.
Telehealth Only
$19.95 per month
Physicians available for common issues and prescription refills.
Vision Insurance
Nationwide Network
Annual exams, frame or contact allowances, nationwide provider network.
Dental Insurance
PPO Access
Access 471,000 PPO points. Covers 300-plus dental procedures nationwide.

Affordable Care Act for Pre-Existing Conditions Wyoming

Like employer-sponsored group health plans, all Affordable Care Act (ACA) marketplace plans are required to cover pre-existing conditions without exception. These plans also include a comprehensive set of essential health benefits, which means they must cover doctor visits, hospital care, emergency services, surgeries, maternity and newborn care, mental health treatment, and prescription medications. This ensures that individuals and families receive broad, reliable coverage regardless of their health history.

Get an ACA Health Plan Quote

Budget-Friendly Health Coverage Solutions to Wyoming Mini-COBRA

In Wyoming you can bridge a gap using one of the following plans:

Health Continuation Laws by State